The Bankruptcy Process

Consultation with attorney’s office Complete client questionnaire and retainer Provide requested documents and information to attorney’s office Take a credit counseling course Review bankruptcy petition draft

(Chapter 7 cases)

  1. Consultation with attorney’s office
  2. Complete client questionnaire and retainer
  3. Provide requested documents and information to attorney’s office
  4. Take credit counseling course
  5. Review bankruptcy petition draft
  6. Meet with attorney to sign final bankruptcy petition
  7. Pay outstanding fees
  8. Petition filed with court
  9. Attorney provides a copy of filed petition, meeting of creditors date and time, and documents to review in preparation for meeting
  10. Take financial management course
  11. Attend meeting of creditors with attorney
  12. Sign reaffirmation agreements, if necessary, to keep automobiles
  13. Discharge order received from court
  14. Case closing letter received from court
  15. Attorney closing letter or email received

•Note: the above is based on a standard case. Individual experiences may vary depending on a number of issues including creditors, case complexity, and type of assets.

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