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What is Bankruptcy?
Bankruptcy is a legal process that allows individuals and businesses to wipe out or pay back some or all of their debt. There are different chapters under which individuals can file for bankruptcy. The most common chapters are 7 & 13.
Chapter 7 Bankruptcy
Chapter 7 allows those who qualify to wipe out certain debt such as credit card debt, medical bills, judgments, unsecured loans, car loans, certain taxes, auto accident claims (except DUI), collection accounts, and judgments. It also allows persons to exempt or keep certain property.
Chapter 13 Bankruptcy
Chapter 13 is used by people with regular income. It allows them to pay off some or all of their debt over time. It can also be used by those who do not qualify for a chapter 7.
Is Bankruptcy Right For You?
Filing bankruptcy is not just a financial decision but an emotional and personal one. While I cannot make the decision for you, I can provide legal advice and help you through the process should you decide to file.
How Can We Help?
Filing bankruptcy can be an overwhelming decision. We understand and we are here to help you. At Douglas Law we consider you an extension of our family. From our first meeting through the bankruptcy process our goal for you is simple: protect your interests, solve your legal problem, and celebrate your victory. If you are in need of legal advice, we offer professional, knowledgeable, and compassionate service.
How Do You Get Started?
Call our office today and schedule a free consultation!
Phone: (909) 342-6229